--- title: "Financing & Insurance" description: "How payment works at Green Apple Pediatric Dentistry in Austin: insurance reimbursement, pre-authorizations, payment options, and the Healthy Smiles membership alternative." canonical_url: "https://greenappleatx.com/financing-insurance/" markdown_url: "https://greenappleatx.com/financing-insurance.md" site_name: "Green Apple Pediatric Dentistry" lang: "en-US" type: "WebPage" date_published: "2020-12-15T01:29:44+00:00" date_modified: "2026-06-19T20:03:51+00:00" image: "https://greenappleatx.com/wp-content/uploads/2026/04/green-apple-pediatric-dentistry-hero-austin.jpg" generator: "md4wp/3.0.7" builder_detected: "generic" content_source: "page" --- PAYMENT INFORMATION # Financing & Insurance We believe quality dental care should be accessible to all families. Learn about our payment options, insurance policies, and financing solutions. Office Policies ## Green Apple Pediatric Dentistry Office Policies All our patient visits are by appointment only Payment Options ## Payment Plan Options for Dental Services Cash Visa, Mastercard, Discover, American Express HSA cards ### CareCredit Financing Zero to low interest financing options through CareCredit. Ask our team about CareCredit and how it can help make dental care more affordable for your family. ### Healthy Smiles Membership Plan An in-house membership plan designed to make routine and preventive care more affordable for families without insurance. Ask our front desk about enrollment and what the plan covers. Payment plans for orthodontic treatment available. Payment for professional services is due at the time dental treatment is provided. We will make every attempt to provide a treatment plan which fits your timetable, budget, and gives your child the best possible care in a prompt manner. ![Payment and financing](https://greenappleatx.com/wp-content/uploads/2026/06/Screenshot-2026-06-19-141127.png) ![Dental equipment](https://greenappleatx.com/wp-content/uploads/2026/06/SPS25-7-scaled-e1781899427434.jpg) Insurance ## Dental Insurance Information As a fee-for-service office, payment is due at the time services are provided. We are not in-network with insurance plans, though we work with a limited number on an out-of-network basis. As a courtesy, we may assist with pre-authorizations or claim submissions for certain plans; per insurance language, reimbursement is not guaranteed. Our team is happy to guide you through the process while ensuring your child receives the highest quality, comfortable care. ### What to Expect Because we are an out-of-network, holistic practice, payment is due at the time of service. Here are some facts about insurance: **Out-of-pocket payment is the default.** Treatment plans are estimates only; patients are responsible for the full cost of care at the time of the visit. **Pre-authorization is submitted for certain plans.** We work with some insurance companies and may be able to submit a pre-authorization request if it is sent far enough in advance of your appointment. When you call for your appointment, our staff will let you know if your plan is one we submit pre-authorizations for. **Reimbursement is between you and your plan.** Any payment from your insurance is based on your individual benefits and policy. We are happy to provide a receipt with the treatment codes — and in some cases, a claim form — that you can file directly with your insurance company. **Claim submission.** For a small number of insurance plans, we can sometimes file a claim on your behalf as an out-of-network provider. Call our office for details. **Questions? Call us.** Every family's situation is different. We are glad to walk you through payment options and insurance questions. _Please note: exams, cleanings, and X-rays are no longer reimbursed at 100% by a large number of plans._ ## No Dental Insurance Plan Pays 100% of Every Procedure Dental insurance is meant to help patients pay to receive dental care. Many patients think their insurance pays 90%-100% of all dental fees, but this is not true. Most plans only pay between 50%-80% of the average total fee. Depending on the plan, some pay more, and some pay less. The percentage paid is usually determined by money paid for coverage or the type of contract the employer has set up with the insurance company. 50-80% Typical coverage range 30 Days Claim processing time 100% Commitment to care ## Questions About Financing? Our team is here to help you understand your payment options and insurance benefits. Contact us today! [Call 512-917-4550](tel:512-917-4550) [Contact Us](https://greenappleatx.com/contact/) ## Structured data ```json { "@context": "https://schema.org", "@graph": [ { "@type": "WebSite", "@id": "https://greenappleatx.com/#website", "url": "https://greenappleatx.com/", "name": "Green Apple Pediatric Dentistry", "publisher": { "@id": "https://greenappleatx.com/#organization" }, "inLanguage": "en-US" }, { "@type": [ "Dentist", "MedicalOrganization", "LocalBusiness" ], "@id": "https://greenappleatx.com/#organization", "name": "Green Apple Pediatric Dentistry and Braces", "alternateName": [ "Green Apple Pediatric Dentistry", "Green Apple" ], "url": "https://greenappleatx.com/", "description": "Green Apple Pediatric Dentistry and Braces is the longest-established holistic pediatric dental office in Austin and Central Texas, serving families since 2014. 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